First Community Bank - Serving the Santa Rosa California Area including Sonoma County

Construction Loans

First Community Bank offers developers Construction Loans to finance the development of both owner-occupied and investment properties. The Bank will consider financing a wide variety of property types, including but not limited to apartments, office buildings, retail properties, industrial buildings, and, in certain cases, special-purpose projects, including lodging facilities and seniors housing projects. These loans are generally priced on a floating rate basis, with maturities to fit your specific needs, up to three years maximum. Construction Loans will be considered at loan-to-value ratios of up to 75% of the stabilized value of the property, and at up to 70% on apartment properties.