First Community Bank's ACH Network is a highly reliable and efficient electronic funds transfer system that will significantly enhance the ease of doing business for your company.

ACH Network features include:

• Direct Deposit of payroll for your employees
• Direct payment of bills such as mortgages, loans, utility bills and insurance premiums
• Business-to-business payments
• Automated collection of regularly scheduled payments to your business, such as homeowners fees or heath club dues

For your assistance, First Community Bank has an on-staff, full time Accredited ACH Professional specializing in ACH Network and comparative payments systems, ACH rules and regulations, in-depth knowledge of ACH products and applications including risk management and other policy issues.